When buying a property, a survey can be a valuable tool to understand in depth the property's condition, helping to avoid unexpected expenses. Here's a closer look at the main types of surveys and when each might be appropriate:
Condition Report
This is the most basic survey, ideal for relatively new or conventional properties in good condition. It highlights significant issues but doesn't provide extensive detail. This would just provide a little assurance there's no major problems.
Homebuyer Report
This is suitable for standard properties in reasonable condition. This would be a step up from the Condition Report meaning it would be more detailed. It would focus on potential issues like damp, structural movement and potential repairs. Includes defects that might affect the property's value.
Building Survey
Used for older, larger or unusual properties. This provides detailed information on the property's structural integrity, potential future issues including potential costs. You'd consider getting this survey if you're buying or renovating a period home.
New Build Survey
This identifies any snagging, minor defects or unfinished work that the developer needs to address before you complete the purchase. This will help eliminate teething issues making your move-in smoother.
Choosing the Right Survey
The choice of survey depends on the age, condition, and type of property you’re considering. For straightforward purchases of modern homes, a Condition or Homebuyer Report is often sufficient. However, for more complex properties, the deeper insight offered by a Building Survey is well worth the investment. New-build buyers should always consider a Snagging Survey to ensure the property meets high standards from the outset.
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